Finance!

Finance is a field related to investment research. This involves dynamics of assets and liabilities over time, under more or less uncertain and dangerous circumstances. Money is also called science of money management. Finance aims to evaluate assets based on the level of risk and expected returns. Finance is divided into three subcategories: public finance, corporate finance, and personal finance.

Corporate Finance!

Corporate finance discusses the source of financing and the capital structure of the company, measures to promote the improvement of the shareholder value of the company, tools and evaluation used to allocate resources. This principle differs from the management of financial analysis of financial management of all companies, not just corporations, but the basic concept of corporate finance of financial statements is applied. Problems of all kinds of companies. Corporate finance usually involves balancing risk and profitability while maximizing corporate assets, net cash flow and inventory, and three general business development areas. , In the first step "investment budget", management should choose the "project" (if any) to be implemented. In the budget budget you can also use the general valuation method or extend the actual payment option. See Financial Modeling. The second "capital source" is provided by shareholders in the form of self funds (individuals or IPOs) for investment funds, with respect to the method of financing investments. Savings Bank) Creditors often have the form of securities and the operation (cash flow) of business. Short-term funding or capital is usually provided by the bank that provides the credit card. The balance of these elements forms the capital structure of the company. The third "Dividend Policy" requires management to determine whether unpaid earnings (surplus funds) should be retained for future investment / management needs or should be shared with shareholders. In what form The long-term financial management is often called "working capital management" and is related to the management of money, stocks and debtors.

It also includes business finance to invest in business analysis, inventory management or investment management. Investment is to acquire assets in hopes of maintaining or increasing value over time and the rate of return when paying dividends will be high. Investment Management - Portfolio Selection - Using financial analysis, you need to decide what, how much, when to invest. To do this, companies need to do the following:

Identification of relevant objectives and constraints: review of individual agencies or objectives, deadlines, risk assessment and taxation systems;

Identify the appropriate approach: active vs. passive hedge strategy

• Measure portfolio performance

Finance Services!

Companies whose revenue exceeds expenditure can lend or invest excessive profits to gain future profits. Even companies whose revenue is below the cost can also sell credits and stocks to capitalize, reduce costs, and increase revenue. A lender can find a borrower, a financial intermediary such as a bank, or purchase bonds or corporate bonds (corporate bonds, government bonds or mutual obligations) in the bond market. The beneficiary receives interest, the payer pays higher interest than the borrower, and the financial intermediary deducts the difference in loan settlement.

Banks combine the activities of many borrowers and borrowers. Banks receive deposits from borrowers who pay interest. The bank lends these deposits to borrowers. Banks allow borrowers and borrowers of various sizes to organize their activities.